Entry Level Underwriter Job at HCI, Ellicott City, MD

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  • HCI
  • Ellicott City, MD

Job Description

About Us

HCIactive is a rapidly growing InsureTech company transforming how insurance products are built, underwritten, and delivered. We combine cutting-edge technology with deep industry expertise to streamline underwriting processes and enhance client experiences across multiple lines of business.

We’re currently seeking an Entry-Level Underwriter with a background in Actuarial Science who is interested in applying their analytical skills in a dynamic, client-facing role— without pursuing a traditional actuarial career path . This position offers the opportunity to collaborate directly with both our Implementation and Sales teams, playing a key role in helping bring new insurance products to market and supporting business growth.

What You'll Do

  • Support underwriting operations by reviewing submissions, verifying data, and applying basic risk assessment principles.

  • Collaborate with the Implementation team to set up underwriting rules, configure decision logic, and onboard new products or clients.

  • Partner with the Sales team to assess new opportunities, assist with quoting processes, and help craft client-specific solutions.

  • Interpret actuarial models and data outputs to inform underwriting decisions and guide product customization.

  • Contribute to documentation of underwriting guidelines, process improvements, and internal training materials.

  • Communicate with clients, brokers, and internal stakeholders to clarify requirements, resolve issues, and ensure smooth implementation.

  • Work in internal platforms (CRM, underwriting tools, product configurators) to manage workflows and track client progress.

What We're Looking For

  • Bachelor’s degree in Actuarial Science , Mathematics, Statistics, or a related field.

  • Strong analytical skills and a foundational understanding of insurance principles and risk evaluation.

  • Interest in insurance and technology, but not necessarily pursuing actuarial exams or a traditional actuarial career .

  • Excellent communication skills and the ability to explain technical concepts to non-technical audiences.

  • Detail-oriented with strong organizational and multitasking abilities.

  • Collaborative mindset and ability to work across functions in a fast-paced startup environment.

  • Familiarity with Excel and data tools; bonus points for any experience with underwriting software or SaaS platforms.

Why Join Us?

  • Unique opportunity for those with an actuarial background who want to explore a different path in the insurance ecosystem.

  • Work alongside experts in underwriting, product, and sales to deliver innovative insurance solutions.

  • Gain hands-on experience in an evolving field at the intersection of insurance and technology.

  • Competitive compensation, benefits, and flexible work arrangements.

  • A supportive, mission-driven team that values curiosity, learning, and collaboration.

  • Various health insurance options (health, dental, vision)

  • 401k plus company match

  • Various supplemental plans

  • Opportunities for advancement

Join us as we reshape the future of insurance through smart technology, better risk insight, and customer-centric solutions. If you're curious, driven, and ready to start your career in insurance and tech, we'd love to meet you.

Job Tags

Full time, Flexible hours,

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